Joanne's Entry: How I became financially free

Here's an excerpt from Joanne Christine Amparo Bulan's entry:

Because of this job:

1. I now earn my own money. It may not be as big as compared to what my friends are earning now on their jobs in the Hospitality and Tourism industry, but it helps me pay our electricity bill. More importantly, I am now able to set aside money for tithes and for my future. Following Bo's advice on how to divide income, as soon as I receive my monthly salary, I set aside 10% for my Forever Fund (tithes), 20% for my Future Fund (investments), 50% for my Fixed Fund (electricity, internet, grocery), 10% for my Freedom Fund (savings), 5% for my Fun Fund (rewards for myself), and 5% for my Frivolous Fund (incidental or unplanned expenses).
2. I am better than ever. In the past 6 months, I had gone into a long phase of depression that has started while I was still in college. Now, I am back on my tracks and I am starting my life all over again. There are still the varying degrees of highs and lows, but I am happy to note that I am experiencing great days longer and I am able to pull myself out of the pits faster than before.

3. I am embracing the Now. Finally, I am able to leave my past behind and not worry too much on things that are yet to come. Of course there are still some days when I feel anxious, frustrated, doubtful, and dejected, but I am now able to feel those feelings while allowing God to work in me and believing that I will get over those feelings soon.

4. I am given an opportunity to gain financial freedom. The first paycheck I received, I immediately joined Bo Sanchez' TrulyRichClub. Because I have yet to discover what I really want to pursue in my career life, I thought that I could at least start learning on how to take charge of my financial life. I figured that if I invest on changing my wealth mentality, the physical manifestations of this wealth will follow. And amazingly enough, it does. With the amount I am earning for the past four months, I was still not able to save Php 5,000 to allow me to open an account in CitisecOnline (the top online broker in the country that offers an opportunity to invest on the stock market even with little time, knowledge and capital through their COL-EIP program). But then, when I celebrated my birthday last September, my father sent me Php 5,000.00 for my birthday gift! Without a doubt in my mind, I used this money to apply at CitisecOnline, and now I am a proud part-owner of three companies! The excerpt at the start of this blog entry was actually written right after I lodged my application.

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